WELCOME TO THE MORTGAGE ANALYST^TM WEBSITE

AN INDEPENDENT MORTGAGE CONSULTANT... WITH NO ULTERIOR MOTIVE!

ARE YOU CONFUSED OR WORRIED ABOUT THE CURRENT HOUSING AND MORTGAGE MARKET?

Dear Friend,

Those are questions that many families are asking today. The challenge is getting answers that are accurate, helpful and in your best interest, not the best interest of some bank, lender, mortgage company or loan officer.

The Mortgage Analyst^TM offers Independent Mortgage Consulting that helps families to safely and conservatively manage their home financing and real estate investments.

THE TIME HAS COME FOR A NEW BREED OF MORTGAGE CONSULTING

I believe that you will find my approach to mortgage consultation radically different than any other mortgage professional. Why is that? Well, let's take a look:

I am Independent Mortgage Consultant. What that means is I work for you not for any lender or other mortgage company. The Mortgage Analyst^TM does NOT originate mortgages! I am strictly independent offering sound mortgage financing advice and counsel. Much like you would pay your Financial Advisor, CPA or Attorney for advice, I too offer "Fee for Service" advice. I work as an advocate for you, by evaluating your mortgage or potential mortgage to make sure that you have the right mortgage and mortgage plan for accomplishing your home ownership and financial goals.
I provide you with Unbiased, Informative, Educational Advice and Counsel with your best interest in mind.
I have no ulterior motive to offer you any particular mortgage plan or program. Because you pay me for my advice and counsel and not the bank, lender or mortgage company, I am able to offer you the best advice possible when it comes to financing your home. There is no conflict of interest because I do not obtain a commission by originating loans.
I will reveal to you the Truth about mortgages and some Secrets the banks don't want you to know. I assure you that most mortgage professionals don't understand the mortgage and banking system. If you like, I can give you some questions to ask them just be sure.
I don't originate your loan or sell you a loan. I can refer you to someone who can or you can use whomever you like.
I will do all I can to make sure that you Save $1000's or Ten's of Thousands of Dollars in interest when it comes to financing your home.
I use a sophisticated and comprehensive mortgage planning software to show which mortgage option will best enable you to accomplish your financial goals.

UNBIASED, INFORMATIVE, REVEALING AND HELPFUL ADVICE WITH YOUR BEST INTEREST IN MIND!

→ Mortgage Counseling, Consulting and Planning
→ Equity Acceleration and Debt Reduction
→ Equity Optimization
→ Credit Counseling, Repair and Optimization
→ Bankruptcy and Foreclosure Advice

To get things started I will:

Review your credit to make sure it is optimized to have the highest credit score. Recommend any steps necessary to improve your score.
Thoroughly discuss your current financial position and short and long-term financial goals.
Discuss different mortgage options and the pros and cons to each one.
Perform a Total Mortgage Analysis to compare multiple loan options so that you can clearly see which one is best for you.
Based upon your goals, current financial and credit standing and available loan options, I will help you decide which option is in your best interest.
Not only will we create a plan for acquiring a mortgage, we will seek to come up with a plan to pay it off as fast as possible.

When it is time for you to get your mortgage I will:

Review the interest rate quotes and Good Faith Estimates that you receive to make sure you are not being taken advantage of.
Confirm that you are getting an interest rate that is at or below market. I can show you multiple lender rate sheets to verify whether or not you are getting a good deal.
Give suggestions on making an offer on a home.
Review your HUD settlement sheet prior to closing to make sure that there are no surprises or unnecessary additional fees.

In Addition:

You will have access to current and future reports and articles
Receive the bi-monthly Mortgage Analyst newsletter

Go Here for detailed information about different Services and Packages available

DON'T GET ADVICE FROM THE WRONG PEOPLE

Friends and family have no idea of your unique financial situation, nor should they.
Friends and family don't have a clue as to how mortgages truly work.
Realtors do not have the knowledge to advise you on mortgages.
Accountants may know taxes, but are not expert on mortgages (just as I am no expert on taxes).
Financial Advisors specialize in investing, but probably do not know the intricacies of mortgage financing and how they adversely affect you.

"I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale."
– Thomas Jefferson –

WELCOME TO THE MORTGAGE ANALYSTTM WEBSITE